.oz-faq-visual-refresh {
    --oz-navy: #06183c;
    --oz-navy-soft: #102754;
    --oz-gold: #c99632;
    --oz-gold-soft: #f4eadc;
    --oz-ink: #071534;
    --oz-card: #ffffff;
    --oz-line: rgba(6, 24, 60, 0.09);
    --oz-shadow: 0 18px 45px rgba(6, 24, 60, 0.08);
    background: #ffffff;
    color: var(--oz-ink);
    font-family: Inter, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    padding: 46px 20px 62px;
}

.oz-faq-visual-refresh * {
    box-sizing: border-box;
}

.oz-faq-shell {
    max-width: 1260px;
    margin: 0 auto;
}

.oz-faq-heading {
    text-align: center;
    margin-bottom: 34px;
}

.oz-faq-eyebrow {
    display: inline-flex;
    min-width: 105px;
    height: 42px;
    align-items: center;
    justify-content: center;
    border-radius: 13px;
    background: linear-gradient(180deg, #fbf5ee 0%, #f2e8dc 100%);
    color: var(--oz-gold);
    font-size: 23px;
    font-weight: 800;
    line-height: 1;
}

.oz-faq-heading h1 {
    margin: 12px 0 24px;
    color: var(--oz-navy);
    font-size: clamp(42px, 5.5vw, 72px);
    font-weight: 900;
    line-height: 0.98;
    letter-spacing: 0;
}

.oz-faq-rule {
    display: flex;
    align-items: center;
    justify-content: center;
    height: 16px;
}

.oz-faq-rule::before,
.oz-faq-rule::after {
    content: "";
    display: block;
    width: 195px;
    height: 2px;
    background: var(--oz-gold);
}

.oz-faq-rule span {
    width: 10px;
    height: 10px;
    margin: 0 9px;
    transform: rotate(45deg);
    background: var(--oz-gold);
}

.oz-faq-list {
    display: grid;
    gap: 12px;
}

.oz-faq-card {
    display: grid;
    grid-template-columns: 136px 1fr;
    gap: 28px;
    align-items: center;
    min-height: 126px;
    padding: 22px 34px 22px 28px;
    border: 1px solid var(--oz-line);
    border-radius: 16px;
    background: var(--oz-card);
    box-shadow: 0 7px 20px rgba(6, 24, 60, 0.045);
}

.oz-faq-card.is-open {
    min-height: 178px;
    box-shadow: var(--oz-shadow);
}

.oz-faq-icon {
    width: 110px;
    height: 110px;
    display: grid;
    place-items: center;
    border-radius: 16px;
    background: linear-gradient(145deg, #fbf5ef 0%, #f1e9df 100%);
}

.oz-faq-icon svg {
    width: 68px;
    height: 68px;
    fill: none;
    stroke: var(--oz-navy);
    stroke-width: 4;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.oz-faq-icon svg path:first-child,
.oz-faq-icon svg rect {
    fill: var(--oz-navy);
    stroke: var(--oz-navy);
}

.oz-faq-icon .gold {
    fill: none;
    stroke: var(--oz-gold);
}

.oz-faq-icon .gold-fill {
    fill: var(--oz-gold);
    stroke: var(--oz-gold);
}

.oz-faq-icon .white-line {
    fill: none;
    stroke: #ffffff;
}

.oz-faq-copy {
    min-width: 0;
}

.oz-faq-question {
    width: 100%;
    min-height: 46px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 22px;
    padding: 0;
    border: 0;
    background: transparent;
    color: var(--oz-navy);
    font: inherit;
    text-align: left;
    cursor: pointer;
}

.oz-faq-question span:first-child {
    font-size: clamp(24px, 2.1vw, 31px);
    font-weight: 900;
    line-height: 1.22;
}

.oz-faq-chevron {
    flex: 0 0 auto;
    width: 23px;
    height: 23px;
    border-right: 4px solid var(--oz-navy);
    border-bottom: 4px solid var(--oz-navy);
    transform: rotate(45deg);
    transition: transform 160ms ease;
}

.oz-faq-card.is-open .oz-faq-chevron {
    transform: rotate(225deg);
}

.oz-faq-answer {
    max-width: 790px;
    color: var(--oz-ink);
    font-size: clamp(19px, 1.65vw, 25px);
    line-height: 1.35;
}

.oz-faq-answer p {
    margin: 8px 0 0;
}

@media (max-width: 900px) {
    .oz-faq-card {
        grid-template-columns: 92px 1fr;
        gap: 18px;
        padding: 20px;
    }

    .oz-faq-icon {
        width: 84px;
        height: 84px;
    }

    .oz-faq-icon svg {
        width: 54px;
        height: 54px;
    }
}

@media (max-width: 700px) {
    .oz-faq-visual-refresh {
        padding: 34px 14px 48px;
    }

    .oz-faq-heading {
        margin-bottom: 26px;
    }

    .oz-faq-eyebrow {
        min-width: 82px;
        height: 36px;
        font-size: 19px;
    }

    .oz-faq-heading h1 {
        margin-top: 10px;
        font-size: 40px;
    }

    .oz-faq-rule::before,
    .oz-faq-rule::after {
        width: 92px;
    }

    .oz-faq-card,
    .oz-faq-card.is-open {
        grid-template-columns: 1fr;
        min-height: 0;
        gap: 14px;
        padding: 18px;
        border-radius: 14px;
    }

    .oz-faq-icon {
        width: 72px;
        height: 72px;
        border-radius: 14px;
    }

    .oz-faq-icon svg {
        width: 48px;
        height: 48px;
    }

    .oz-faq-question {
        align-items: flex-start;
    }

    .oz-faq-question span:first-child {
        font-size: 23px;
    }

    .oz-faq-answer {
        font-size: 18px;
    }
}